Why Are Mortgage Interest Rates Rising? A Clear Guide for UK Homeowners — Halcyon Mortgage Services
Mortgage rates have been climbing again, and many homeowners are asking why lenders are increasing rates even when the Bank of England base rate hasn’t moved. At Halcyon Mortgage Services, we’ve seen lenders pulling products with little notice, repricing multiple times a week, and tightening affordability checks. So what’s driving all this? The answer lies […]